bmi plus American Express Credit Card MBNA

bmi plus American Express Credit Card benefits explained

Welcome bonus
when you spend £250 within the first 90 days from the date your account is opened, we'll give you a welcome bonus of 24,000 destinations miles that's enough for two Economy flights from london to Vienna and Berlin.


This offer is only available once per customer, if you have received a welcome bonus for any bmi credit card previously you will not receive a second welcome bonus miles award.

For every £1 you spend on our website using your bmi Credit Card you'll collect 3 destinations miles. Elsewhere you'll collect 1.5 destinations miles for every £1 spent so you could soon be on your way to your next trip.
You can spend your miles on flights with bmi, our Star Alliance partner airlines Air New Zealand, ANA, Asiana Airlines, Austrian, Blue1, Brussels Airlines, Continental Airlines, EGYPTAIR, LOT Polish Airlines, Lufthansa, Scandinavian Airlines, South African Airways, Spanair, SWISS, Turkish Airlines, United and US Airways. and with our Diamond Club partners such as Virgin Atlantic and Qatar Airways.


2 bmi lounge passes ◊
4,000 status miles will be added to your Diamond Club account annually.
The 4,000 status miles credit for existing Diamond Club members may take up to 35 days following account approval. The elite status miles will be applied to bmi Diamond Club account on an annual basis once the annual fee for the bmi plus credit card has been paid. This benefit is only applicable to the bmi plus credit card.
Miles earned per £1 spend
2 destinations miles*
Double miles at flybmi.com
4 destinations miles
Typical rate
17.9% (variable) on card purchases that's a typical
rate of 31.0% APR†† (variable) which includes an
annual fee of £85.

*destinations miles is the currency used in bmi's frequent flyer programme, Diamond Club.

The bmi Credit Card is issued by MBNA Europe Bank Limited, Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England number 2783251. Credit is available, subject to status, only to UK residents aged 18 or over. You cannot transfer balances from another MBNA account. We will monitor or record some phone calls.

Offer available to UK applicants. Your Diamond Club account will be opened automatically when your credit card account is opened. For flight redemption, any taxes, fees and charges must be paid for in pounds sterling at the time of booking. These will vary according to the qualifying destination, and are subject to change as a result of fluctuations in taxes, airport levies and exchange rates. **A minimum of £250 in total must be spent on card purchases within 90 days of the account being opened in order to qualify for the welcome bonus of destinations miles. 20,000 or 24,000 destinations miles will be credited to the Diamond Club account up to 56 days after the £250 qualifying spend is made. Offer available to new customers. Customers with previous welcome offer are not eligible for an additional 20,000 or 24,000 destinations miles.



If you have two or more promotional offers at the same rate, we will use your payments to reduce any promotional balance with the lowest standard rate last, even if this offer ends first. This could mean that any such balance may not have been reduced by the time the standard rate applies to it.

Promotional rates will no longer apply from the beginning of any statement period during which you have breached your terms and conditions.

There is a card fee of £85 on the bmi plus Credit card. We will charge handling fees on the total amount of each transaction type as follows: all balance transfers 3% (min £3); all money transfers 4% (min £4); all cash transactions 3% (min £3). We will charge a commission of 2.75% of the value of each foreign-currency transaction (of which American Express retain 1%). The maximum amount of credit you can have under this agreement is subject to status. If the balance shown on your statement is less than £25, your minimum monthly repayment will be the total amount of the statement balance. If the balance shown on your statement is £25 or more, your minimum monthly repayment will be whichever is the greater of: £25; or 1% of your statement balance before any default charges and interest (to which we'll then add the default charges and interest). The typical APR is 31.0% APR (variable) and is calculated on the basis of a credit limit of £1,500.